🔁 Annual Policy Review Guide

A yearly review ensures your insurance still fits your life, budget, and goals. Use this guide to walk through the essentials.

1. Have there been major life changes?
   Marriage, divorce, new child, new job, home purchase, etc.
   Yes, something changed this year
2. Is your current coverage still enough?
   Think about home value, medical needs, vehicles, liabilities, etc.
   I might need to increase or adjust my coverage
3. Have you compared prices recently?
   Rates and discounts change — you could save hundreds by switching.
   I haven’t checked rates in the last year
4. Are your beneficiaries up to date?
   This applies especially to life insurance and retirement accounts.
   I need to update my beneficiaries
5. Do you have reminders set for renewal dates?
   Mark your calendar to avoid gaps or auto-renewals without review.
   I want to get reminders next year