Complete Guide to Renters Insurance
Everything you need to know about renters insurance coverage, costs, and how to choose the right policy.
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Trusted by 100,000+ renters
Protect What Matters—Even When You Rent
Affordable renters insurance that covers your personal belongings and provides essential liability protection for your rental home.
Why You Need Renters Insurance
Protect your belongings and yourself with comprehensive coverage
Personal Property Protection
Coverage for your electronics, furniture, clothing, and valuables against theft, fire, vandalism, and other covered perils.
Liability Coverage
Protection if someone is injured in your rental or if you accidentally damage someone else's property.
Additional Living Expenses
Coverage for temporary housing and living expenses if your rental becomes uninhabitable due to a covered loss.
Complete Renters Insurance Protection
Just because you rent doesn't mean your belongings should go unprotected. Renters insurance provides essential coverage for your personal property and liability protection at an incredibly affordable price.
What's Covered
- Electronics & appliances
- Furniture & household items
- Clothing & personal items
- Jewelry & valuables
- Items in your car
- Identity theft protection
Common Scenarios
- Apartment break-in
- Fire or smoke damage
- Water damage from pipes
- Vandalism or malicious damage
- Visitor injury in your home
- Temporary relocation costs
Important Facts About Renters Insurance
Your landlord's insurance doesn't cover your stuff
Property insurance only covers the building structure, not your personal belongings.
Extremely affordable coverage
Average cost is only $15-30 per month for comprehensive protection.
With renters insurance, you can have peace of mind knowing that your personal belongings are protected and you have liability coverage in case of accidents. Many landlords now require tenants to carry renters insurance, and it's easy to see why – it's one of the most affordable ways to protect yourself financially.
Renters Insurance Resources
Learn more about protecting your belongings and understanding your coverage
Best Renters Insurance Companies
Compare top-rated renters insurance providers and find the best coverage at the lowest price.
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Creating a Home Inventory
Learn how to document your belongings to ensure proper coverage and smooth claims processing.
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Ready to Protect Your Belongings?
Join thousands of renters who protect their personal property with affordable, comprehensive coverage. Get your free quote today.
No obligation • Free quotes • Coverage starts at $15/month
