ADVERTISEMENT

Struggling to Afford Health Insurance? Affordable Plans Are Still Out There

July 16th, 2025 — If you’ve gone without health insurance because of high prices, job changes, or credit issues, you’re not alone. Many people in have been turned away or quoted sky-high rates — but new programs are making coverage possible again.

We tested this fast, no-obligation comparison tool designed for people with limited budgets, past coverage gaps, or less-than-perfect histories. In minutes, we saw plans from providers willing to work with everyday Americans — often with premiums far lower than expected.

You can get coverage that works for you — and start using it as soon as today. Some plans even offer low first-month payments and flexible monthly options.

Why These Plans Work for Everyday People

• No credit check options: Some insurers don’t even ask for your score.
• Flexible payments: Start with a low first-month premium.
• Coverage you can use today: Instant proof once you sign up.
• Better rates over time: Keep your policy active and watch your cost go down.

Tip: Even if you’ve been denied before, new programs launch all the time — it’s worth comparing.

How to Get Covered Today

Step 1: Click your age group below.

Step 2: Answer a few quick questions and compare offers from companies that welcome everyone.

See My Affordable Health Plan Options — Free »

Common Questions

Will I be denied because of my past? Many plans have guaranteed acceptance regardless of credit or prior coverage gaps.

Can I get coverage if I’ve been uninsured? Yes — some plans even specialize in helping people get covered again.

How fast can it start? Many policies start the same day you enroll.